Working Capital Funding

First & Last Name:

Contact Number:

Email Address:

Full address where you live including city, state & zip:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Are you a U.S. Citizen?

Are you a Veteran, (Active or Retired)?

Requested Working Capital Amount:

Purpose of Funds (full description - 4+ paragraphs - paint this picture for us)

Expected Use Timeline (Immediate / 30 days / 60+ days)

Total Project Cost:

Amount Already Invested:

Contractors or Vendors Involved (if any):

Will you use Collateral for this loan request?

No, this request is for the Retail Program (Skip this page)

Yes, I will complete this page

Full address of the collateral: (including city, state and zip)

Type of Collateral:

1-4 Unit Rental

Mix-Use

Commercial Property

Estimated AS IS Value:

Current Mortgage Balance: (if any)

Do you have 700+ FICO Scores from all 3 Credit Bureaus?

Not required, this request is for the Wholesale Program (Skip this page)

Yes, I will complete this page

Do you have any collections on credit?

Do you have more than 5 inquiries on credit?

Have you had any foreclosures or filed bankruptcy within the last 3 years?

Legal Business Name:

Full business address including City, State & Zip:

Business Phone Number:

Job Title:

Start Date:

Monthly Income:

Borrower Business Information: Entity Name:

Entity's Website:

EIN Number:

List all Owners and percentage of ownership: (Must equals to 100%)

Provide a full scenario of what you want to do and include any special situations or concerns:

NOTE 1: There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

Yes, I will pay $57 after completing this application

NOTE 2: If this loan request is for the Retail Program, a non‑refundable LOI fee of $15,000 is payable to PhoneOps Funding LLC upon acceptance of the loan terms. The full amount of this fee will ONLY be credited toward your closing costs at the time of funding. No other lender offers such credit of the LOI fee. Do you understand?

Yes, I understand and would like to proceed with my loan request

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

3 + 1 =

WORKING CAPITAL – FUNDING

ATTENTION BUSINESS OWNERS!

PhoneOps provides large‑scale working capital financing designed for companies with proven operations, strong financials, and expansion‑ready projects. This program is ideal for companies that are:

Preparing for major

expansion or acquisition

Adding new locations,

divisions, or product lines

Scaling operations to

meet increased demand

Strengthening liquidity for large contracts or growth cycles

Investing in infrastructure, equipment, or modernization

And

More…

PhoneOps Working Capital Program supports organizations seeking substantial liquidity to fuel growth, acquisitions, modernization, or major operational initiatives so let PhoneOps take your business to the next level.

PHONEOPS WORKING CAPITAL PROGRAM IS AVAILABLE NATIONWIDE!

GUIDELINES:

This program has standard guidelines. View below:

Loan Amounts:

$100K to $5M

Term:

10yrs to 30yrs

Funding:

As soon as 7 Days

Download the full Guidelines to better understand if your project is a good fit:

MINIMUM REQUIREMENTS:

* Must be able to show proof of income

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* Application Fee $297 WAIVED

* A Social Security number

Working Capital Program – Online Application

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