Stand Alone 2nd

STAND ALONE 2ND FUNDING

ATTENTION REAL ESTATE INVESTORS!

You were invited to our website to get Approved for our Stand Alone 2nd loan program. PhoneOps Stand Alone 2nd is designed for:

Single Family Rentals

Duplexes

Triplexes

Quadruplexes

Condos

Townhomes

If your rental property falls into one of the above, then our program is great for you.

PhoneOps Stand Alone 2nd Program is available Nationwide!

GUIDELINES:

This program has standard guidelines. View below:

Loan Amounts:

$50K to $500K

Term:

20yr-30yr Fixed

Min FICO:

680 PPP:

Optional

CLTV:

Up to 75%

Funding:

As soon as 7 days!

MINIMUM REQUIREMENTS:

* Must be able to show proof of income

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* Application Fee $295 WAIVED

* A Social Security number

Stand Alone 2nd – Online Application

First & Last Name:

Cell Phone Number:

Email Address:

Full home address including city, state, zip & county:

Years and months at this address:

Monthly mortgage payment:

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the subject property including the City, State & Zip:

Current Value: (You can go to Zillow.com to get a Zestimate)

Current Mortgage Balance:

Upload latest mortgage statement:

Any other monthly debts? List here or put N/A:

Employment Status:

Employed - W2

Employed - 1099

Just a Landlord

The next 9 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title: (Do not put CEO or President, put the actual job title)

5. Start Date:

6. Monthly W2 Income: (Put N/A if none)

7. Monthly 1099 Income: (Put N/A if none)

8. Monthly Landlord/rental income: (Put N/A if none)

9. Other monthly income: (Put N/A if none)

Amount of Rental Properties:

Use of Funds, explain in detail:

There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

Yes, I will pay $57 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

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