Revolutionized CLTV Program

PHONEOPS REVOLUTIONIZED CLTV PROGRAM

ATTENTION REAL ESTATE INVESTORS!

PhoneOps has revolutionized our CLTV Program. The rules of real estate investing just changed. For many years, investors had to rely on seller participation to make deals work.

Negotiating a Seller 2nd was uncertain, frustrating, and often impossible for the following types of income-producing properties:

Single Family Homes

Duplxes

Triplexes

Quadplexes

Condos

Townhomes

Now, with a PhoneOps 2nd, you never have to ask or beg the seller again. We’ve removed them completely from the equation.

PHONEOPS REVOLUTIONIZED CLTV PROGRAM IS AVAILABLE NATIONWIDE

WITH JUST A FEW STATE EXCEPTIONS!

GUIDELINES:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$75k to $4M

Term:

Up to 30yr Term

PPP:

5.4.3.2.1 Min FICO on 1st:

650 Min FICO on 2nd:

680 Funding:

As soon as 7 Days

Download the full Guidelines to better understand if your project is a good fit:

MINIMUM REQUIREMENTS:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $88

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Social Security number

Revolutionized CLTV Loan – Online Application

First Name & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address? If less than 2 years, provide previous address including city, state, zip and date moved in.

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Divorced

Widow

Date of Birth:

Social Security Number: (We must pull your credit)

Borrower Ethnicity:

Hispanic or Latino

Not Hispanic or Latino

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Purchase Price:

Upload Sale's Contract here:

Full address of the property including City, State & Zip: (If none, put N/A)

Total Square Footage:

Total Units:

Annual Taxes:

Annual Property Insurance:

Monthly HOA: (If none, put N/A)

CLTV Split you want to get approved for:

<$1M: 75/15/10 Split

>$1M: 70/20/10 Split

Do you have your down payment plus closing cost?

Not yet but I am working on it

Yes, I have and my 10% down payment plus closing cost

How many properties do you currently own? (If none, put N/A)

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title: (Do not put CEO or President, put the actual job title)

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc:

There will be a one-time Tri-Merge Credit Report fee of $88 & you’ll be re-directed to the site to pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

Yes, I will pay $88 after completing this application

NOTE: If your credit is locked, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $88. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $88 is NON REFUNDABLE.

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