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Restaurant – Financing
RESTAURANT
FINANCING
ATTENTION POTENTIAL CLIENTS!
You were invited to our website to get approved for our Gas Station Program.
PhoneOps Gas Station Loan Program
is designed for:
Real Estate Only
Loan
Business Only
Loan
Both Real Estate
& Business Loan
If you fall into one of the above, then our Gas Station program is great for you.
PHONEOPS RESTAURANT PROGRAM IS AVAILABLE NATIONWIDE!
GUIDELINES:
This program has standard guidelines. View below:
Loan Amounts:
$25k to $50M
Term:
10yr to 25yrs
Minimum FICO:
640
LTV:
Up to 90%
PPP:
Varies by State
Funding:
As soon as 45 days
MINIMUM REQUIREMENTS:
*
Must show proof of funds for fees & closing cost
*
A Tri-Merge Credit Report fee of $57
*
A valid Driver’s License or State ID
*
Must have a Checking Account
*
A Social Security number
*
LOI Fee of $15,000
First & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Enter the full address of the subject property including the City, State & Zip:
Transaction Type:
Purchase
Refinance - Rate & Term
Refinance - Cash Out
Loan Type:
Real Estate Only
Business Only
Both Real Estate & Business loan
Total Square Footage:
Annual Taxes:
Annual Property Insurance:
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
AS IS Value:
Upload Appraisal Report OR Color Photos here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Upload Sale's Contract here:
Do you currently have your down payment? (10% to 25% down based on credit)
No, this is a refinance
Not yet, working on it now
Yes, I have my down payment plus closing cost
Employment Status:
Employed - W2
Employed - 1099
Business Owner
Don't work
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Is there a Co-Borrower?
No, there is no Co-Borrower
Yes, there is a Co-Borrower and he/she will complete their application next
Yes, I am the Co-Borrower & this is my application
If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)
Do you currently have a Liquor License?
No
Yes
If yes, upload the license here:
There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
Yes, I will pay $57 after completing this application
NOTE 1: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
NOTE 2: For a Restaurant Loan, there will be an LOI fee of $15,000 that will be due when receiving the Conditional Quote-Approval. Do you understand?
Yes, I understand and would like to proceed with my loan request
Provide a full scenario of what you want to do and include any special situations or concerns:
Enter the name of the person that sent you to this site to place your file as "Priority".
Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 and the LOI fee of $15k is NON REFUNDABLE.
Human Check
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