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Land – Funding
LAND
FUNDING
You were invited to our website to get approved for our Land Program.
PhoneOps Land Program
is designed for:
Vacant Land
Marines
And More…
If you fall into one of the above, then our program is great for you.
PhoneOps Land Program
is a nationwide program.
PHONEOPS LAND PROGRAM
IS AVAILABLE NATIONWIDE!
Guidelines:
This program has standard guidelines. View below:
Loan Amounts:
$150K to $50M
LTV:
Up to 75%
Funding:
As soon as 10 days
Based on your FICO Score, download the full Guidelines to better understand if your project is a good fit:
Minimum Requirements:
*
LOI Fee & Commitment fee or Write-Up Fee is required
*
Must show proof of funds for fees & closing cost
*
A valid Driver’s License or State ID
*
Must have a Checking Account
*
A Tri-Merge Credit Report
*
A Social Security number
Land – Online Application
Land 0-709 FICO
(Retail)
$1M to $50M
Nationwide
Land 710+ FICO
(Retail)
$150K to $2.5M
Nationwide
First & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Enter the full address of the land including the City, State & Zip:
AS IS Value:
Transaction Type:
Purchase
Refinance (Rate & Term)
Refinance (Cash out)
Total Acres:
Shovel Ready?
Currently Zoned As:
Investor Experience: How many land projects you've completed within the last 3yrs?
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Annual Taxes:
Annual Property Insurance:
Upload Appraisal Report here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Upload Sale's Contract here:
Do you have 50% to put down plus closing cost?
Not yet
Yes, I have 50% to put down plus closing cost
Yes, I have Seller 2nd and Down payment plus closing cost
Yes, Seller is providing the full 50% 2nd and I have funds for closing cost
Employment Status:
Employed - W2
Employed - 1099
Don't work
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Schedule of "Use of Funds": (Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc)
Exit Strategy: (In detail & at least 4 paragraphs)
NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
NOTE 2: A non‑refundable Write-Up fee of $5,997 will be due upon submission of this application. The remaining $9,003 of the $15k LOI Fee will be due upon acceptance of the loan terms. The full amount of this fee will be credited toward your closing costs at settlement. No other lender provides a full credit of fees at closing. Do you acknowledge and agree to these terms?
Yes, I agree to these terms and ready to proceed
Enter the name of the person that sent you to this site to place your file as "Priority".
Human Check
7
+
0
=
First & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Enter the full address of the land including the City, State & Zip:
AS IS Value:
Transaction Type:
Purchase
Refinance (Rate & Term)
Refinance (Cash out)
Total Acres:
Shovel Ready?
Currently Zoned As:
Investor Experience: How many land projects you've completed within the last 3yrs?
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Annual Taxes:
Annual Property Insurance:
Upload Appraisal Report here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Upload Sale's Contract here:
Do you have 50% to put down plus closing cost?
Not yet
Yes, I have 50% to put down plus closing cost
Yes, I have Seller 2nd and Down payment plus closing cost
Yes, Seller is providing the full 50% 2nd and I have funds for closing cost
Employment Status:
Employed - W2
Employed - 1099
Don't work
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Schedule of "Use of Funds": (Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc)
Exit Strategy: (In detail & at least 4 paragraphs)
NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
NOTE 2: A non‑refundable Write-Up fee of $5,997 will be due upon submission of this application. The full amount of this fee will be credited toward your closing costs at settlement. No other lender provides a full credit of fees at closing. Do you acknowledge and agree to these terms?
Yes, I agree to these terms and ready to proceed
Enter the name of the person that sent you to this site to place your file as "Priority".
Human Check
2
+
4
=
24/24
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