Foreign National Program

First & Last Name

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Upload Credit Report here: (if any)

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Transaction Type:

Purchase

Refinance -Rate & Term

Refinance - Cash Out

Property Type:

Total Square Footage:

Total amount of Units:

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Enter the full address of the property including the City, State & Zip:

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Annual Taxes:

Annual Property Insurance:

Current Value: (You can go to Zillow.com to get a Zestimate)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Full address of the property including City, State & Zip:

Upload Sale's Contract here:

Employment Status:

Business Owner

Business Partner

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. Enter the state your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

full If there's a co-borrower, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here) name here)

Provide a FULL SCENARIO of what you are trying to do, who, when, how and why. (Paint the picture for us to have a clear understanding)

Exit Strategy: (In detail & at least 4 paragraphs)

There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay $57 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my/our Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

This completes the Application. Please Rate your opinion:

1-Too long

2-It was fine. Not too long

3-Anxious in getting Pre-Approved

4-Excited, Lets get the 3-Step Process complete!

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 2. You agree that your credit is unlocked. 3. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

3 + 9 =

FOREIGN NATIONAL PROGRAM

You were invited to our website to get Pre-Approved for our Foreign National Loan Program. PhoneOps Foreign National program is designed for:

Have a Social Security

Number but has low scores

Lives outside USA

& 2nd a 2nd Home

Has only a VISA

or Green Card

Investors

Owner Occupied

And More…

If you fall into at least one of the above, then our program is great for you.

PHONEOPS FOREIGN NATIONAL LOAN PROGRAM IS AVAILABLE IN ALL

50 STATES FOR INVESTORS AND FLORIDA ONLY FOR OWNER OCCUPIED!

GUIDELINES:

This program has specific guidelines. View below:

Loan Amounts:

$50K to $20M

Term:

1yr to 30yrs

Minimum FICO:

600 & up

Rate:

7% to 14%

LTV Purchase:

Up to 80%

LTV Refinance:

Up to 75%

DSCR:

As low as 0.50

Financed Properties:

No Cap!

Funding:

As soon as 10 days

Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Social Security number

Foreign National Application