Fix & Flip Loan Program

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Upload Credit Report here: (if any)

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Total Rehab Budget:

After Repair Value: (ARV)

How much of your own money you put into this project so far?

Enter the full address of the property including the City, State & Zip:

Property Type:

Total Square Footage:

Total amount of units:

Annual Taxes:

Annual Property Insurance:

Investor Experience: How many Fix & Flip projects you've completed within the last 3yrs?

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Current Value: (You can go to Zillow.com to get a Zestimate)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Is your project ready to Move Forward Immediately?

Yes

If yes, reason for Turn Down?

Does your project fit our Wholesale Guidelines? (FICO, loan amount, term, LTV, LTC, ARV, etc)

No, it needs to be for the Retail side.

Yes, I am ready to proceed

Provide a FULL Scenario on what you are in need of doing, how much it will cost, how much skin is in the project already etc. (This is your opportunity to Paint the Picture for us to understand)

Exit Strategy: (In detail & at least 4 paragraphs)

There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay $57 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

This completes the Application. Please Rate your opinion:

1-Too long

2-It was fine. Not too long

3-Anxious in getting approved

4-Excited, Lets get the 3-Step Process complete!

Enter the name of the person that sent you to this site to place your file as "Priority".

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

5 + 0 =

Fix & Flip Program

ATTENTION INVESTORS

You were invited to our website to get approved for our Fix & Flip Program. PhoneOps Fix & Flip Program is designed for the following types of properties:

SFR

2-4 Units

5+ Units

If you are interested in rehabbing any of the property types above, then our program is great for you.

PHONEOPS FIX & FLIP PROGRAM IS AVAILABLE NATIONWIDE

EXCEPT: AZ, MN, ND, NV, OR, SD, UT & VT!!!

Guidelines:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$50K to $5M

FICO:

640+

Term:

12mos – 36mos

LTC:

Up to 85%

ARV:

Up to 70%

Funding:

As soon as 7 days

Download the full Guidelines to better understand if your project is a good fit:

MINIMUM REQUIREMENTS:

* Must be able to show proof of down payment

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* Application Fee $295 WAIVED

* A Social Security number

Fix & Flip Program Online Application

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