Fix & Flip – Funding - PhoneOps Funding, LLCPhoneOps Funding, LLC

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Ethnicity:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the property including the City, State & Zip:

Transaction Type:

Rehab Budget:

Property Type:

AS IS Value:

Total Square Footage:

Total amount of units:

Total Rehabe Budget:

Permits already in hand?

After Repair Value: (ARV)

Annual Taxes:

Annual Property Insurance:

How much of your own money you put into this project so far?

Investor Experience: How many Fix & Flip projects you've completed within the last 3yrs?

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Based on your credit, experience and property type, it will be determined what LTV you qualify for. In the mean time, do you have at least 10%-15% to put down plus closing cost?

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

Borrower Business Information: Entity Name:

Entity's Website:

EIN Number:

List all Owners and percentage of ownership: (Must equals to 100%)

Provide a FULL Scenario on what you are in need of doing, how much it will cost, how much skin is in the project already etc. (This is your opportunity to Paint the Picture for us to understand)

Exit Strategy: (In detail & at least 4 paragraphs)

NOTE 1: There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

Yes, I will pay $57 after completing this application

NOTE 2: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $57 per person. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

4 + 7 =

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Ethnicity:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the property including the City, State & Zip:

Transaction Type:

Rehab Budget:

Property Type:

AS IS Value:

Total Square Footage:

Total amount of units:

Total Rehabe Budget:

Permits already in hand?

After Repair Value: (ARV)

Annual Taxes:

Annual Property Insurance:

How much of your own money you put into this project so far?

Investor Experience: How many Fix & Flip projects you've completed within the last 3yrs?

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Based on your credit, experience and property type, it will be determined what LTV you qualify for. In the mean time, do you have at least 10%-15% to put down plus closing cost?

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

Borrower Business Information: Entity Name:

Entity's Website:

EIN Number:

List all Owners and percentage of ownership: (Must equals to 100%)

Provide a FULL Scenario on what you are in need of doing, how much it will cost, how much skin is in the project already etc. (This is your opportunity to Paint the Picture for us to understand)

Exit Strategy: (In detail & at least 4 paragraphs)

NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

NOTE 2 - LOI Fee: The initial payment of $5,997 is due immediately upon completing this application. This fee is part of our 3‑Step Process and is required to advance the loan into underwriting for approval. The remaining balance of $9,003 will be due upon issuance and acceptance of the Conditional Quote/Approval, unless otherwise specified. All fees are fully disclosed in advance and are necessary to move the file into the next stage of review, underwriting, and approval. As a reminder, the total LOI fee paid is credited toward your closing costs at the time of funding. Do you acknowledge and agree to these terms?

Yes, I agree to these terms and ready to proceed

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

4 + 8 =

Fix & Flip – Funding

FIX & FLIP – FUNDING

ATTENTION INVESTORS

You were invited to our website to get approved for our Fix & Flip Program. PhoneOps Fix & Flip Program is designed for the following types of properties:

1-4 Units

(Wholesale)

5+ Units

(Wholesale)

Commercial Properties

(Retail)

So if you are a Real Estate Investor looking to purchase undervalued residential & commercial properties, renovate them efficiently, and resell for profit, then PhoneOps Fix & Flip Program is great for you.

PHONEOPS FIX & FLIP PROGRAM

IS AVAILABLE NATIONWIDE!

Guidelines:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$50K to $20M

FICO:

640+

Term:

12mos – 2yrs

LTC:

Up to 90%

ARV:

Up to 75%

Funding:

As soon as 3 days

Download the full Guidelines to better understand if your project is a good fit:

MINIMUM REQUIREMENTS:

* Must be able to show proof of closing cost

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Tri-Merge Credit Report

* A Social Security card

Fix & Flip – Online Application

Fix & Flip (Wholesale)

$50K to $2M

No AZ, CA, ID, MN, ND, SD, NV, OR, UT, VT

Fix & Flip (Retail)

$2M to $20M

Nationwide