FHA Loan Program

First & Last Name

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Divorced

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Upload Credit Report here: (if any)

Borrower Ethnicity:

Hispanic or Latino

Not Hispanic or Latino

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the property including the City, State & Zip:

Transaction Type:

Purchase

Refinance -Rate & Term

Refinance - Cash Out

Property Type:

Total Square Footage:

Total amount of Units:

Annual Taxes:

Annual Property Insurance:

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Current Value: (You can go to Zillow.com to get a Zestimate)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Based on your credit, it will be determined what LTV you qualify for. In the mean time, do you have funds for your down payment?

Yes, I have 3.5% to put down; my score is 580+

Yes, I have 10% to put down; my score is 500-579

No, I have gifted funds from my immediate family members

Employment Status:

Employed: W2

Employed: 1099

Business Owner

Don't work

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. Enter the state your company is registered in: (If you are not self-employed or own a business, skip this page)

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If there's a co-borrower, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Are you a 1st Time Home Buyer?

Yes

Do you pay Child Support? If yes, how much and how often? (If no, put N/A)

Provide a FULL SCENARIO of what you are trying to do, who, when, how and why. (Paint the picture for us to have a clear understanding)

There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay $57 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my/our Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

This completes the Application. Please Rate your opinion:

1-Too long

2-It was fine. Not too long

3-Anxious in getting Pre-Approved

4-Excited, Lets get the 3-Step Process complete!

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

Human Check

4 + 8 =

FHA FUNDING

ATTENTION HOMEOWNERS AND POTENTIAL HOMEOWNERS!

You were invited to our website to get approved for our FHA Loan Program. PhoneOps FHA Loan Program is designed for individuals with:

Low Income

Fixed Income

Great Income

Poor Credit

Great Credit

Tired of Paying Rent

If you fall into one of the above, then our program is great for you. PhoneOps FHA Loan Program is a wonderful program that is suitable for anyone that applies.

PhoneOps FHA Program is available

only in the state of Florida

GUIDELINES

This program has standard guidelines. View below:

Loan Amount:

$50k to County Limits

Term:

30yr Fixed

FICO:

500+

LTV >580:

96.5%

LTV <579:

90%

Seller Assist:

Up to 6% Allowed

Each County in Florida has it’s own loan amount limits.

Click Here to view your county

MINIMUM REQUIREMENTS:

* Must be able to show proof of income

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* Application Fee $295 WAIVED

* A Social Security number

FHA Loan Program – Online Application

Contact PhoneOps Today!

Connect With Us