FHA Financing

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the subject property including the City, State & Zip:

Property Type:

Total Square Footage:

Total amount of Units:

Annual Taxes:

Annual Property Insurance:

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Current Value: (You can go to Zillow.com to get a Zestimate)

Upload Appraisal Report here:

Upload latest mortgage statement:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Are you a 1st-Time Home Buyer?

Yes

Do you pay Child Support? If yes, how much and how often?

There will be a one-time Tri-Merge Credit Report fee of $88 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

Yes, I will pay $88 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $88 per person. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Provide a full scenario of what you want to do and include any special situations or concerns:

Enter the name of the person that sent you to this site to place your file as "Priority".

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $88 is NON REFUNDABLE.

Human Check

9 + 2 =

FHA – FINANCING

ATTENTION POTENTIAL CLIENTS

You were invited to our website to get pre-approved for our FHA Program. PhoneOps FHA Program is designed for individuals with:

Fixed Income

Low Funds for Down Payment

Ready to finally Own a Home

If you fall into one of the above, then our program is great for you. PhoneOps FHA Program is only available for serious individuals that are ready to own a home.

PHONEOPS FHA PROGRAM IS CURRENTLY AVAILABLE

IN THE FOLLOWING STATES: FL, PA, TX

Guidelines:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$75k to $452k+

Term:

30yr – PITI

Minimum FICO:

500

LTV: Up to 96.5%

(depending on FICO)

Occupancy:

Owner Occupied (OO)

Funding:

As soon as 15 days

DOWN PAYMENT & DOCUMENTATION:

Down Payment:

FICO: 580+ = 3.5% Down

Down Payment:

FICO: 500-579 = 10% Down

2yrs of:

W2s OR 1099s

PayStubs:

2-4 recent Paystubs

2yrs of:

Tax Returns

SSI, SSD & Pension

(If Any)

MINIMUM REQUIREMENTS:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Social Security number

FHA Loan Program – Online Application