DSCR Only

First Name:

Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

If you are "Renting", put your Landlord's information here including Full Name, Address, Contact Number & Fax Number: (If you don't pay rent, put 1. Pay Mortgage or 2. No Rent, Live With Family Member)

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number:

Borrower Race:

Number of years you completed school including college:

Number of dependents:

Ages of all dependents:

Zip Code or City & State where property will be located:

How many units?

Did you already find a property?

Yes

If yes, enter the full address including the city, state, zip & county:

If yes, provide details about the situation such as contact info for Current Owner, if Owner will pay Seller Assist, etc:

Employment Status:

Employed - W2

Business Owner

Independent Contractor - 1099

Don't work

The next 9 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Fax Number:

5. Job Title:

6. Start Date:

7. Monthly Income:

9. If so, how much? (Put the type and the amount next to it per line or put N/A if this doesn't apply to you) INCLUDE ALL OTHER INCOME HERE!

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Are you a First Time Home Buyer?

Yes

Do you currently have your down payment? (10% to 20% of the sale's price)

Yes

My Borrower/Co-Borrower has the Down Payment

Name of your bank where you hold the Down Payment?

Do you currently have your Earnest Money Deposit (EMD) to take the property off the market?

Yes

My Borrower/Co-Borrower has the EMD

Do you pay child support?

Yes

There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay $57 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

This completes the Application. Please Rate your opinion:

1-Boring

2-Too long

3-It was fine. Not too long

4-Anxious in getting Pre-Approved

5-Excited, would like for someone to call me ASAP!

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

0 + 3 =

DSCR PROGRAM

You have been invited to take advantage of PhoneOps Debt Service Coverage Ratio Program, (DSCR Program). This wonderful program is designed for Investors that:

Doesn’t want to

use Tax Returns

Doesn’t want to

provide W2’s

Doesn’t want to

provide 1099’s

Doesn’t have your

P & L’s

Don’t want to gather

a lot of Bank Statements

Property already

collecting Rents

If you fall into at least one of the above, then our program is great for you. PhoneOps DSCR Program is an awesome program for you.

PHONEOPS 100% CLTV PROGRAM IS AVAILABLE IN ALL 50 STATES!!!

GUIDELINES:

This program has specific guidelines. View below:

As low as 600 FICO

As low as 0.50 DSCR

Non Owner Occupied Only

Term:
Arms, Fixed & IO Available

Loan Amount:
$100k to $5M

No Cap on number of

financed properties

Max 90% LTV
based on Credit

Max 75% LTV
For Cash Out

Close as quickly as 10 days!

Minimum Requirements:

* A Social Security card

* Application Fee $395 WAIVED

* Must have a Checking Account

* A valid Driver’s License or State ID

* A Tri-Merge Credit Report fee of $57

* Must be able to show proof of closing cost

PhoneOps DSCR Program Online Application

Contact PhoneOps Today!

Connect With Us

DSCR Only

DSCR PROGRAM

You have been invited to take advantage of PhoneOps Debt Service Coverage Ratio Program, (DSCR Program). This wonderful program is designed for Investors that:

Doesn’t want to

use Tax Returns

Doesn’t want to

provide W2’s

Doesn’t want to

provide 1099’s

Doesn’t have your

P & L’s

Don’t want to gather

a lot of Bank Statements

Property already

collecting Rents

If you fall into at least one of the above, then our program is great for you. PhoneOps DSCR Program is an awesome program for you.

PHONEOPS 100% CLTV PROGRAM IS AVAILABLE IN ALL 50 STATES!!!

GUIDELINES:

This program has specific guidelines. View below:

As low as 600 FICO

As low as 0.50 DSCR

Non Owner Occupied Only

Term:Arms, Fixed & IO Available

Loan Amount:$100k to $5M

No Cap on number of

financed properties

Max 90% LTVbased on Credit

Max 75% LTVFor Cash Out

Close as quickly as 10 days!

Minimum Requirements:

* A Social Security card

* Application Fee $395 WAIVED

* Must have a Checking Account

* A valid Driver’s License or State ID

* A Tri-Merge Credit Report fee of $57

* Must be able to show proof of closing cost

PhoneOps DSCR Program Online Application

Term:
Arms, Fixed & IO Available

Loan Amount:
$100k to $5M

Max 90% LTV
based on Credit

Max 75% LTV
For Cash Out