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Daycare – Funding
DAYCARE
CENTER
FUNDING
ATTENTION DAYCARE CENTER OWNERS & EARLY-LEARNING OPERATORS!
You were invited to our website to get approved for our Daycare Center Program.
PhoneOps Daycare Program
is designed for:
Licensed
Childcare Centers
Early‑Learning
Facilities
Daycare
Centers/Facilities
No matter the size of your operation — modest, mid‑scale, or major — PhoneOps delivers the financing strength to match your ambition.
PHONEOPS DAYCARE PROGRAM
IS AVAILABLE NATIONWIDE!
GUIDELINES:
This program has standard guidelines and here’s just a few:
Loan Amounts:
$75K to $25M
Term:
2yrs – 30yrs
Funding:
As soon as 7 days
Download the full Guidelines to better understand if your project is a good fit:
MINIMUM REQUIREMENTS:
*
Must show proof of down payment & closing cost
*
A valid Driver’s License or State ID
*
Must have a Checking Account
*
A Tri-Merge Credit Report
*
A Social Security number
Daycare Center – Online Application
Daycare
(Wholesale)
$75K to $5M
No AZ, CA, ID, MN, ND, SD, NV, OR, UT, VT
Daycare
(Retail)
$5M to $25M
Nationwide
First & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Enter the full address of the subject property including the City, State & Zip:
Transaction Type:
Purchase
Refinance - Rate & Term
Refinance - Cash Out
Building Type:
Mix-Use Property
Stand-Alone Commercial Property
AS IS Value:
Total Square Footage:
Annual Taxes:
Annual Property Insurance:
Own funds invested in this project as of today: (Including EMD if purchase)
Borrower's years of experience:
Who will operate the daycare center?
I will operate the daycare center
I will lease out the daycare center
If leased, enter the total monthly lease amount. (If not leased, enter N/A.)
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Upload Appraisal Report OR Color Photos here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Upload Sale's Contract here:
Seller 2nd amount or percentage:
Do you currently have 10% down payment plus closing cost? (More down payment will be required if there's no seller participation)
No, this is a refinance
Not yet, working on it now
Yes, I have my down payment plus closing cost
Employment Status:
Employed - W2
Employed - 1099
Don't work
The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
Daycare Center Information - Entity Name: (Name that will be on title)
Entity's Website:
EIN Number:
List all Owners and percentage of ownership: (Must equals to 100%)
Provide a full scenario of what you want to do and include any special situations or concerns:
Exit Strategy: (In detail & at least 4 paragraphs)
NOTE 1: There will be a one-time Tri-Merge Credit Report fee of $88 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
Yes, I will pay $88 after completing this application
NOTE 2: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $88 per person. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
Enter the name of the person that sent you to this site to place your file as "Priority".
Human Check
3
+
5
=
First & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Enter the full address of the subject property including the City, State & Zip:
Transaction Type:
Purchase
Refinance - Rate & Term
Refinance - Cash Out
Building Type:
Mix-Use Property
Stand-Alone Commercial Property
AS IS Value:
Total Square Footage:
Annual Taxes:
Annual Property Insurance:
Own funds invested in this project as of today: (Including EMD if purchase)
Borrower's years of experience:
Who will operate the daycare center?
I will operate the daycare center
I will lease out the daycare center
If leased, enter the total monthly lease amount. (If not leased, enter N/A.)
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Upload Appraisal Report OR Color Photos here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Upload Sale's Contract here:
Seller 2nd amount or percentage:
Do you currently have 10% down payment plus closing cost? (More down payment will be required if there's no seller participation)
No, this is a refinance
Not yet, working on it now
Yes, I have my down payment plus closing cost
Employment Status:
Employed - W2
Employed - 1099
Don't work
The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
Daycare Center Information - Entity Name: (Name that will be on title)
Entity's Website:
EIN Number:
List all Owners and percentage of ownership: (Must equals to 100%)
Provide a full scenario of what you want to do and include any special situations or concerns:
Exit Strategy: (In detail & at least 4 paragraphs)
NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
NOTE 2 - LOI Fee: The initial payment of $5,997 is due immediately upon completing this application. This fee is part of our 3‑Step Process and is required to advance the loan into underwriting for approval. The remaining balance of $9,003 will be due upon issuance and acceptance of the Conditional Quote/Approval, unless otherwise specified. All fees are fully disclosed in advance and are necessary to move the file into the next stage of review, underwriting, and approval. As a reminder, the total LOI fee paid is credited toward your closing costs at the time of funding. Do you acknowledge and agree to these terms?
Yes, I agree to these terms and ready to proceed
Enter the name of the person that sent you to this site to place your file as "Priority".
Human Check
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+
4
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24/24
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