Need a Commercial Loan? PhoneOps is able to help you get a loan. Here are the basics about our programs:

Multi-Family (5+ Units)

Night Clubs / Bars

Day Care Centers




Mixed Use

Office / Retail






Hotels / Motels

And More...


If you fall into one of the above, then our program is great for you. PhoneOps Commercial Program is a wonderful program that is suitable for anyone that applies.



This program has standard guidelines. View below:

Loan Amounts from $50K to $500M

Loan Terms: 12mos to 30yr

Rates as low as 5.5%


Up to 90% LTV

Non Owner Occupied

As low as a 600 FICO


No Prepayment Penalty

Real Estate Backed Loans

Close as soon as 10 days



* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number

"Commercial Loan" Online Application



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