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BUSINESS
FUNDING
You were invited to our website to get Pre-Approved for our Business Program.
PhoneOps Business Program
is designed for:
Automotive Shops
Beauty Salons / Spas
Medical & Dental Offices
Restaurants
Online Stores
Trade & Services
Transportation
Furniture & Clothing Stores
And More…
If you fall into one of the above, then our program is great for you.
PHONEOPS BUSINESS PROGRAM IS AVAILABLE IN ALL 50 STATES!!!
Guidelines:
This program has standard guidelines. View below:
Loan Amounts:
$1K to $500K
Term:
3mo to 25yr
Minimum FICO:
500 & up
Rate:
6% to 45%
LTV:
Up to 90%
Type of Business:
Any may apply
Startups:
Allowed
Cross Collateralization:
Allowed
Funding:
As soon as 24hrs
Minimum Requirements:
*
Must be able to show proof of income
*
Application Fee
$295 WAIVED
*
A Tri-Merge Credit Report fee of $45
*
A valid Driver’s License or State ID
*
Must have a Business Checking Account
*
A Social Security number
Business Loan Online Application
First Name & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county:
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Loan Amount Needed:
Transaction Type:
Startup
Purchase-Existing business for sale
Refinance-Current business expansion
Schedule of Use of Funds: (Provide full details)
The next 25 QUESTIONS is about your business. 1. Full name of your Business:
2. Business contact number:
3. Business address including City, State & Zip:
4. Website:
5. Business Entity Type:
LLC
LLP
Corporation
6. Business Start Date:
7. Business structure:
Online business
Storefront - lease
Storefront - own
Storefront purchase will be included
8. EIN:
9. What industry is the business in?
10. Total monthly business income:
11. Does the business currently have any merchant cash advances or any other outstanding loans? If yes: 1. What was the original funding amount? 2: What is the current payoff balance?
12. Type of account you have for your business:
Checking Account
Merchant Account
Both
Neither
13. What is the business average bank balance?
14. What is the business monthly deposits?
15. Has the business accepted credit cards for at least 3 months?
No
Yes
16. What is the business monthly credit card volume?
17. How many employees does the business have?
18. Do you pay yourself a salary from the business each month?
No
Yes
19. If yes, how much per month?
20. What is your total monthly personal expenses? (excluding housing expense)
21. What is the value of your personal cash balances?
22. What is the value of your personal retirement balances?
23. What is the value of your publicly traded stock?
24. List all Owners and percentage of ownership: (Must equals to 100%)
25. Do you or any of the Owners have back taxes or liens, judgments, bankruptcies, foreclosures, late payments, collections, criminal convictions, open lawsuits or other significant derogatory accounts? If yes, explain in detail: (If none, put N/A)
There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
No, Disregard my Application
Yes, I will pay for 1 borrower: $45
NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked for at least 5 days to avoid paying another Invoice Fee of $45. Do you understand?
No, Disregard my Application
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
Enter the name of the person that sent you to this site to place your file as "Priority".
This completes the Application. Please Rate your opinion:
1-Boring
2-Too long
3-It was fine. Not too long
4-Anxious in getting Pre-Approved
5-Excited, would like for someone to call me ASAP!
Checking this box means you agree to our terms which are: 1. You agree that we must pull your credit. 2. You agree that your credit is unlocked. 3. You agree and understand that the $45 is non-refundable.
Yes, I agree and understand. Please proceed!
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