Bridge – Stabilized - PhoneOps Funding, LLCPhoneOps Funding, LLC

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Upload Credit Report here: (if any)

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

How much of your own money you put into this project so far?

Enter the full address of the property including the City, State & Zip:

Property Type:

Total Square Footage:

Total amount of Units:

Annual Taxes:

Annual Property Insurance:

Investor Experience: How many Stabilized Bridge projects you've completed within the last 3yrs?

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Current Value: (You can go to Zillow.com to get a Zestimate)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Is your project ready to Move Forward Immediately?

Yes

If yes, reason for Turn Down?

Does your project fit our Wholesale Guidelines? (FICO, loan amount, term, LTV, LTC, ARV, etc)

No, it needs to be for the Retail side.

Yes, I am ready to proceed

Provide a FULL Scenario on what you are in need of doing, how much it will cost, how much skin is in the project already etc. (This is your opportunity to Paint the Picture for us to understand)

Exit Strategy: (In detail & at least 4 paragraphs)

There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay $57 after completing this application

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

This completes the Application. Please Rate your opinion:

1-Boring

2-Too long

3-It was fine. Not too long

4-Anxious in getting Pre-Approved

5-Excited, would like for someone to call me ASAP!

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

4 + 6 =

Bridge – Stabilized

STABILIZED BRIDGE FUNDING

ATTENTION INVESTORS

You were invited to our website to get approved for our Bridge Program. PhoneOps Bridge Program is designed for:

Single Family
dwellings

2 to 4 Units

Townhomes

Condos

PUD

Mix Use – Case by Case

So if you recently finished renovation or construction and currently or soon be listed on the market for sale or just not ready for permanent financing, then our program is great for you.

PHONEOPS BRIDGE PROGRAM IS AVAILABLE NATIONWIDE

EXCEPT: MN, ND, OR, SD, UT & VT

Guidelines:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$75K to $2M

Term:

12mos – 18mos

Minimum FICO:

660+

Rate:

7% to 14%

LTV:

Up to 70%

Max LTC:

Up to 85%

Download the full Guidelines to better understand if your project is a good fit:

NOTE: All projects that does not fit our Wholesale Guidelines, we may get your project closed on the Retail side. Submit your application today to start the 3-Step Process to determine approval.

MINIMUM REQUIREMENTS:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Social Security number

Bridge Loan Online Application

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