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Bridge
BRIDGE
FUNDING
You were invited to our website to get Pre-Approved for our Bridge Program.
PhoneOps Bridge Program
is designed for:
Office / Retail
Industrial / Mixed Use
Manufacturing / Warehouse
Condominiums
Bowling Alleys
Funeral Homes
Franchise Restaurants
Auto Service
And More…
If you fall into one of the above, then our program is great for you.
PHONEOPS BRIDGE PROGRAM IS AVAILABLE IN ALL 50 STATES!!!
Guidelines:
This program has standard guidelines. View below:
Loan Amounts:
$50K to $20M
Term:
1yr to 3yr
Minimum FICO:
350 & up
Rate:
7% to 14%
LTV:
Up to 65%
Funding:
As soon as 5 days
Minimum Requirements:
*
Must be able to show proof of income
*
Application Fee
$295 WAIVED
*
A Tri-Merge Credit Report fee of $45
*
A valid Driver’s License or State ID
*
Must have a Checking Account
*
A Social Security number
Bridge Loan Online Application
First & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Upload Credit Report here: (if any)
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Transaction Type:
Purchase
Refinance - Rate & Term
Refinance - Cash Out
How will you hold title?
In my personal name
In an LLC
In a Partnership
In a Corporation
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Enter the full address of the property including the City, State & Zip:
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Annual Taxes:
Annual Property Insurance:
Current Value: (You can go to Zillow.com to get a Zestimate)
Upload Appraisal Report here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Upload Sale's Contract here:
Property Type:
1-4 Units
5+ Units
Mix-Use
Multi-Family Package Deal
No property yet, just want see what I qualify for
Full address of the property including City, State & Zip:
Do you currently have your down payment? (30% to 40% of the sale's price)
No
Yes
Employment Status:
Employed - W2
Employed - 1099
Business Owner
Don't work
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Is there a Co-Borrower?
No, there is no Co-Borrower
Yes, there is a Co-Borrower and he/she will complete their application next
Yes, I am the Co-Borrower & this is my application
If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)
Is your project ready to Move Forward Immediately?
No
Yes
Has your project been Turned Down Before?
No
Yes
If yes, reason for Turn Down?
Schedule of "Use of Funds": (Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc)
Strengths & Drawbacks of Transaction:
Exit Strategy: (In detail & at least 4 paragraphs)
There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
No, Disregard my Application
Yes, invoice me for 1 borrower: $45
NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked for at least 5 days to avoid paying another Invoice Fee of $45. Do you understand?
No, Disregard my Application
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
Enter the name of the person that sent you to this site to place your file as "Priority".
This completes the Application. Please Rate your opinion:
1-Boring
2-Too long
3-It was fine. Not too long
4-Anxious in getting Pre-Approved
5-Excited, would like for someone to call me ASAP!
Checking this box means you agree to our terms which are: 1. You agree that we must pull your credit. 2. You agree that your credit is unlocked. 3. You agree and understand that the $45 is non-refundable.
Yes, I agree and understand. Please proceed!
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