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Business Financing
BUSINESS
–
FINANCING
ATTENTION BUSINESS OWNERS!
You were invited to our website to get approved for our Business Program.
PhoneOps Business Loan Program
is designed for:
Automotive Shops
Beauty Salons / Spas
Medical & Dental Offices
Trade & Services
Online Stores
Transportation
Furniture Stores
Clothing Stores
And More…
If you fall into one of the above, then our program is great for you.
PHONEOPS BUSINESS PROGRAM IS A NATIONWIDE PROGRAM!
GUIDELINES:
This program has standard guidelines. View below:
Loan Amounts:
$25K to $20M
Term:
10yrs to 25yrs
Minimum FICO:
640
Interest Rate:
5.25% – 10%
LTV:
Up to 90%
Funding:
As soon as 45 days
MINIMUM REQUIREMENTS:
*
Must show proof of funds for fees & closing cost
*
A Tri-Merge Credit Report fee of $57
*
A valid Driver’s License or State ID
*
Must have a Checking Account
*
A Social Security number
*
LOI Fee of $10,000
Business Loan – Online Application
First & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Address of Operation: (The address where you will run your business including city, state and zip)
Business Type:
What are you looking to do?
Expand my business with another property and-or equipment
Working capital, debt refinacing, grneral expansion
Proposed Repayment Terms:
Purpose/Use of Funds:
Is the business party to any lien, lawsuit, judgment or dispute?
Is any principal/owner party to any lien, lawsuit, judgment or dispute?
Are there any delinquent State or Federal taxes owed by the business?
Are there any delinquent State or Federal taxes owed by any owner?
Has the business ever declared bankruptcy?
Has any owner ever declared personal bankruptcy?
Is the business or any owner liable as guarantor or endorser?
Has any owner or other principal of the business ever been convicted of a felony?
Business Structure:
Sole Proprietor
Partnership
S-Corporation
C-Corporation
LLC
LLP
The next 10 QUESTIONS is Business Income: 1. Full Name of Business:
2. Current business address including City, State & Zip:
3. Contact number:
4. Job Title: (Actual Job Title, not President, CEO, etc)
5. Start Date:
6. Monthly Income:
7. Enter the state of Incorporation your business is registered in:
8. Business's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Is there a Co-Borrower?
No, there is no Co-Borrower
Yes, there is a Co-Borrower and he/she will complete their application next
Yes, I am the Co-Borrower & this is my application
If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)
Do you have 10% down payment plus closing cost? (NOTE: You must own 51% of the company to get a 90% LTV)
Yes, I have 10% down payment plus closing cost
Not yet, working on it
Do you own real estate with at least 25% equity to pledge as collateral if needed?
Yes, I own Real Estate with at least 25% Equity
No, not at this time
Collateral Description: List all Real Estate you own here with description.
There will be a one-time Tri-Merge Credit Report fee of $57 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
Yes, I will pay $57 after completing this application
NOTE 1: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another Invoice Fee of $57 per person. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
NOTE 2: For a Business Loan, there will be an LOI fee of $10,000 that will be due when receiving the Conditional Quote-Approval. Do you understand?
Yes, I understand and would like to proceed with my loan request
Provide a full scenario of what you want to do and include any special situations or concerns:
Enter the name of the person that sent you to this site to place your file as "Priority".
Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 and the LOI fee of $10k is NON REFUNDABLE.
Human Check
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