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Hard Money – Funding
HARD
MONEY
FUNDING
ATTENTION INVESTORS!
You were invited to our website to get Approved for our Hard Money Program.
PhoneOps Hard Money Program
is designed for:
1 – 4
Units
5 – 100+ Unit
Apartment Buildings
Daycare
Centers
Coffee
Shops
Office
Buildings
Retail
Buildings
Auto Shops
Warehouse
And More…
If you fall into one of the above, then our program is great for you.
PhoneOps Hard Money Program
is a nationwide program.
PHONEOPS HARD MONEY PROGRAM
IS AVAILABLE NATIONWIDE!
Guidelines:
Loan Amounts:
$75K to $50M
LTV:
50%
Seller 2nd:
Up to 100% CLTV
FICO:
No mimimum Requirement
Seller Concessions:
Up to 3%
Funding:
As soon as 7 days
Download the full Guidelines to better understand if your project is a good fit:
Minimum Requirements:
*
Must be able to show proof of income
*
A valid Driver’s License or State ID
*
Must have a Checking Account
*
A Tri-Merge Credit Report
*
A Social Security number
Hard Money – Online Application
Hard Money
(Wholesale)
$75K to $5M
No AZ, CA, ID, MN, ND, SD, NV, OR, UT, VT
Hard Money
(Retail)
$1M to $50M
Nationwide
First & Last Name:
Contact Number:
Email Address:
Full address where you live including city, state & zip: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Transaction Type:
Purchase
Refinance - Rate & Term
Refinance - Cash Out
Property Type:
Current AS IS Value:
Total Square Footage:
Total amount of Units:
Annual Taxes:
Annual Property Insurance:
How will you hold title?
In my personal name
LLC
Partnership
Corporation
Trust
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Enter the full address of the property including the City, State & Zip:
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Upload Appraisal Report here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Full address of the property including City, State & Zip:
Upload Purchase Contract here:
Do you currently have your down payment? (50% of the purchase price)
Not yet
No, this is a refinance
Yes, I have 50% to put down
Yes, 40% Seller 2nd & 10% down payment
Employment Status:
Employed - W2
Employed - 1099
Business Owner
Don't work
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Schedule of "Use of Funds": (Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc)
NOTE 1: There will be a one-time Tri-Merge Credit Report fee of $88 & you’ll be re-directed to the site to pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
Yes, I will pay $88 after completing this application
NOTE 2: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $88 per person. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
Enter the name of the person that sent you to this site to place your file as "Priority".
Human Check
2
+
5
=
First & Last Name:
Contact Number:
Email Address:
Full address where you live including city, state & zip: (Where you currently live)
How long have you lived at this address?
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Date of Birth:
Social Security Number: (We must pull your credit)
Estimated Credit Score:
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Requested Loan Amount:
Transaction Type:
Purchase
Refinance - Rate & Term
Refinance - Cash Out
Property Type:
Current AS IS Value:
Total Square Footage:
Total amount of Units:
Annual Taxes:
Annual Property Insurance:
How will you hold title?
In my personal name
LLC
Partnership
Corporation
Trust
Is this a Refinance?
No, this is a purchase (Skip this page)
Yes, I will complete this page
Enter the full address of the property including the City, State & Zip:
Month and Year of purchase:
Original Purchase Price:
Current Mortgage Balance/Payoff:
Upload payoff here:
Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)
Upload Appraisal Report here:
Is this a Purchase?
No, this is a refinance (Skip this page)
Yes, I will complete this page
Purchase Price:
Full address of the property including City, State & Zip:
Upload Purchase Contract here:
Do you currently have your down payment? (50% of the purchase price)
Not yet
No, this is a refinance
Yes, I have 50% to put down
Yes, 40% Seller 2nd & 10% down payment
Employment Status:
Employed - W2
Employed - 1099
Business Owner
Don't work
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title:
5. Start Date:
6. Monthly Income:
7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Schedule of "Use of Funds": (Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc)
NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
NOTE 2: A non‑refundable Write-Up fee of $5,997 will be due upon submission of this application. If the loan amount exceeds $5,000,000, the remaining $9,003 of the $15k LOI Fee will be due upon acceptance of the loan terms. The full amount of this fee will be credited toward your closing costs at settlement. No other lender provides a full credit of fees at closing. Do you acknowledge and agree to these terms?
Yes, I agree to these terms and ready to proceed
Enter the name of the person that sent you to this site to place your file as "Priority".
Human Check
4
+
8
=
24/24
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