Construction – Ground Up - PhoneOps Funding, LLCPhoneOps Funding, LLC

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Ethnicity:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the land including the City, State & Zip:

Transaction Type:

Property Type:

AS IS Value:

Total Square Footage:

Total amount of units:

Total Construction Budget:

Permits already in hand?

After Repair Value: (ARV)

Annual Taxes:

Annual Property Insurance:

How much of your own money you put into this project so far?

Investor Experience: How many Ground Up projects you've completed within the last 3yrs?

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Based on your credit, experience and property type, it will be determined what LTV you qualify for. In the mean time, do you have at least 10%-15% to put down plus closing cost?

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

Borrower Business Information: Entity Name:

Entity's Website:

EIN Number:

List all Owners and percentage of ownership: (Must equals to 100%)

Provide a FULL Scenario on what you are in need of doing, how much it will cost, how much skin is in the project already etc. (This is your opportunity to Paint the Picture for us to understand)

Exit Strategy: (In detail & at least 4 paragraphs)

NOTE 1: There will be a one-time Tri-Merge (soft pull) Credit Report fee of $88 & you’ll be re-directed to the site to pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

Yes, I will pay after completing this application

NOTE 2: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $88 per person. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

1 + 6 =

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Ethnicity:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the land including the City, State & Zip:

Transaction Type:

Property Type:

AS IS Value:

Total Square Footage:

Total amount of units:

Total Construction Budget:

Permits already in hand?

After Repair Value: (ARV)

Annual Taxes:

Annual Property Insurance:

How much of your own money you put into this project so far?

Investor Experience: How many Ground Up projects you've completed within the last 3yrs?

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Upload Appraisal Report here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Based on your credit, experience and property type, it will be determined what LTV you qualify for. In the mean time, do you have at least 10%-15% to put down plus closing cost?

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

Borrower Business Information: Entity Name:

Entity's Website:

EIN Number:

List all Owners and percentage of ownership: (Must equals to 100%)

Provide a FULL Scenario on what you are in need of doing, how much it will cost, how much skin is in the project already etc. (This is your opportunity to Paint the Picture for us to understand)

Exit Strategy: (In detail & at least 4 paragraphs)

NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

NOTE 2: A non‑refundable Write-Up fee of $5,997 will be due upon submission of this application. If the loan amount exceeds $5,000,000, the remaining $9,003 of the $15k LOI Fee will be due upon acceptance of the loan terms. The full amount of this fee will be credited toward your closing costs at settlement. No other lender provides a full credit of fees at closing. Do you acknowledge and agree to these terms?

Yes, I agree to these terms and ready to proceed

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

5 + 1 =

Construction – Ground Up

GROUND-UP CONSTRUCTION FUNDING

ATTENTION INVESTORS & DEVELOPERS

You were invited to our website to get approved for our Ground Up Construction Program. PhoneOps Ground Up Construction Program is designed for:

1-4 Units

(Wholesale)

5+ Units

(Retail)

Commercial Properties

(Retail)

PHONEOPS GROUND UP CONSTRUCTION PROGRAM

IS AVAILABLE NATIONWIDE!

Guidelines:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$50K to $20M

FICO:

660+

Funding:

As soon as 7 days

Download the full Guidelines to better understand if your project is a good fit:

Minimum Requirements:

* Must be able to show proof of closing cost

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Tri-Merge Credit Report

* A Social Security card

Construction – Online Application

Construction (Wholesale)

$75K to $3M

No AZ, CA, ID, MN, ND, SD, NV, OR, UT, VT

Construction (Retail)

$3M to $20M

Nationwide

Contact PhoneOps Today!

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