Commercial – Funding - PhoneOps Funding, LLCPhoneOps Funding, LLC

First & Last Name:

Contact Number:

Email Address:

Full address where you live including city, state & zip:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Ethnicity:

Borrower's Race:

Are you a U.S. citizen?

Yes

Requested Loan Amount:

Enter the full address of the property including the City, State & Zip:

Transaction Type:

Property Type:

AS IS Value:

Total Square Footage:

Total amount of Units:

Annual Property Insurance:

Annual Taxes:

Own funds invested in this project as of today: (Including EMD if purchase)

Borrower's years of experience:

Who will run/operate the commercial property?

I will run/operate the property

I will lease out the property

If leased, enter the total monthly lease amount. (If not leased, enter N/A.)

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Upload Appraisal Report OR Color Photos here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Seller 2nd amount or percentage:

Do you currently have 10% down payment plus closing cost? (More down payment will be required if there's no seller participation)

Employment Status:

Employed - W2

Employed - 1099

Don't work

The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

Borrower Business Information: Entity Name:

Entity's Website:

EIN Number:

List all Owners and percentage of ownership: (Must equals to 100%)

Provide a full scenario of what you want to do and include any special situations or concerns:

If this is a Retail Program Application, what is your Exit Strategy: (In detail & at least 4 paragraphs)

NOTE 1: There will be a one-time Tri-Merge Credit Report fee of $88 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

Yes, I will pay $88 after completing this application

NOTE 2: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $88 per person. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

4 + 4 =

First & Last Name:

Contact Number:

Email Address:

Full address where you live including city, state & zip:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Ethnicity:

Borrower's Race:

Are you a U.S. citizen?

Yes

Requested Loan Amount:

Enter the full address of the property including the City, State & Zip:

Transaction Type:

Property Type:

AS IS Value:

Total Square Footage:

Total amount of Units:

Annual Property Insurance:

Annual Taxes:

Own funds invested in this project as of today: (Including EMD if purchase)

Borrower's years of experience:

Who will run/operate the commercial property?

I will run/operate the property

I will lease out the property

If leased, enter the total monthly lease amount. (If not leased, enter N/A.)

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Upload Appraisal Report OR Color Photos here:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Seller 2nd amount or percentage:

Do you currently have 10% down payment plus closing cost? (More down payment will be required if there's no seller participation)

Employment Status:

Employed - W2

Employed - 1099

Don't work

The next 6 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

Borrower Business Information: Entity Name:

Entity's Website:

EIN Number:

List all Owners and percentage of ownership: (Must equals to 100%)

Provide a full scenario of what you want to do and include any special situations or concerns:

If this is a Retail Program Application, what is your Exit Strategy: (In detail & at least 4 paragraphs)

NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

NOTE 2: A non‑refundable Write-Up fee of $5,997 will be due upon submission of this application. If the loan amount exceeds $5,000,000, the remaining $9,003 of the $15k LOI Fee will be due upon acceptance of the loan terms. The full amount of this fee will be credited toward your closing costs at settlement. No other lender provides a full credit of fees at closing. Do you acknowledge and agree to these terms?

Yes, I agree to these terms and ready to proceed

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

8 + 3 =

Commercial – Funding

COMMERCIAL FUNDING

ATTENTION INVESTORS!

You were invited to our website to get Approved for our Commercial Program. PhoneOps Commercial Loan Program is designed for:

Apartment Buildings

Day Care Centers

Office Buildings

Retail

Self-Storage

And More…

If you fall into one of the above, then our program is great for you. PhoneOps Commercial Loan Program is a wonderful program that is suitable for anyone that applies.

PHONEOPS COMMERCIAL PROGRAM

IS AVAILABLE NATIONWIDE!

GUIDELINES:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$100K to $50M

Term:

2yr to 30yr

Minimum FICO:

625+

LTV:

Up to 70%

Seller 2nds:

Up To 90% CLTV

Funding:

As soon as 7 days

Download the full Guidelines to better understand if your project is a good fit:

MINIMUM REQUIREMENTS:

* Must be able to show proof of closing cost

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Tri-Merge Credit Report

* A Social Security card

Commercial – Online Application

Commercial (Wholesale)

$100K to $5M

No AZ, CA, ID, MN, ND, SD, NV, OR, UT, VT

Commercial (Retail)

$5M to $50M

Nationwide