Gap Funding

ATTENTION REAL ESTATE INVESTORS!

PhoneOps did it again! We searched high and low throughout the entire United States of America to find Real Investors that are willing to provide you with a gap loan. After weeks and weeks of back & forth negotiating, PhoneOps Gap Funding is designed for the following:

Down Payment Funds

Closing Cost

Funds for Business

Start a business

Funds for LOI Fees

Permits & Licenses

Rehab a Property

Pay EMDs

And More…

PHONEOPS GAP FUNDING PROGRAM IS AVAILABLE NATIONWIDE!

Guidelines:

This program has standard guidelines:

Loan Amounts:

$15K to $500K

FICO:

670+

Term:

Up to 5yrs

Application Fee:

$295

Processing Fee:

$695

Tradelines:

At least 3 Active

Adjusted Gross Income:

$45,000+

Inquiries:

Max 3

Funding:

As soon as 24hrs

Application & Processing Fee of $990

PhoneOps is charging a One-Time Application & Processing fee of $990. This fee is non-refundable and nothing else would be due to PhoneOps once your file has been submitted to our Investors.

Pending Loan with PhoneOps

If you have a pending loan with PhoneOps and you applying for the Gap Funding, make sure you have a savings account already setup. Here’s important steps to following:

* When you are approved for Gap Funding, the Investor will wire the funds directly to your Savings Account, they will not wire to the Title Company.

* In order to show Proof of Funds, you then transfer the funds from your Savings to your Checking and email Processing an updated Bank Statement that shows proof of funds.

* Email Processing a LOX (Letter of Explanation) that states the funds came from your savings account.

* That’s it! If all Conditions are in, Processing will send the request for the CTC (Clear to Close).

MINIMUM REQUIREMENTS:

* Must show enough income to pay off loan

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Savings Account

* A Social Security number

* Application fee of $295

* Processing fee of $695

Gap Funding – Online Application

First Name & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Divorced

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Are you available to speak with the Investor directly? If yes, provide 3 Days & Times when you are available and the Investor will call you on one of the times you selected.

Yes, I will schedule 3 open dates now

No, I'm not available

1st Day & Time Availability:

2nd Day & Time Availability:

3rd Day & Time Availability:

Loan Amount Needed:

Loan term:

Use of Funds: (Provide full details)

Employment Status:

Employed - W2

Employed - 1099

Business Owner

Don't work

The next 12 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Enter the name of the person that sent you to this site to place your file as "Priority".

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps loan programs. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time application & processing fee of $990 is NON REFUNDABLE.

Human Check

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