DSCR Funding

First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Requested Loan Amount:

Enter the full address of the subject property including the City, State & Zip:

Property Type:

Total Square Footage:

Total amount of Units:

Annual Taxes:

Annual Property Insurance:

Is this a Refinance?

No, this is a purchase (Skip this page)

Yes, I will complete this page

Month and Year of purchase:

Original Purchase Price:

Current Mortgage Balance/Payoff:

Upload payoff here:

Monthly Mortgage Payment: (If Free & Clear, put Free & Clear)

Current Value: (You can go to Zillow.com to get a Zestimate)

Upload Appraisal Report here:

Upload latest mortgage statement:

Is this a Purchase?

No, this is a refinance (Skip this page)

Yes, I will complete this page

Purchase Price:

Upload Sale's Contract here:

Employment Status:

Employed - W2

Employed - 1099

Business Owner

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title:

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Provide a full scenario of what you want to do and include any special situations or concerns:

NOTE 1: PhoneOps must pull your credit. If your credit is locked, you must unlock your credit from all 3 Credit Bureaus & keep it unlocked until we pull your credit. Do you understand?

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

NOTE 2: A one-time Application of $297 will be assessed upon submission of this application. You will be redirected to a secure payment portal upon completion. Please note: This fee is non-refundable throughout the loan process. However, the full amount will be credited toward your closing costs upon successful funding and closing of the loan. Do you acknowledge and agree to these terms?

Yes, I agree to these terms and ready to proceed

Enter the name of the person that sent you to this site to place your file as "Priority".

Human Check

6 + 1 =

DSCR FINANCING

ATTENTION INVESTORS!

You have been invited to take advantage of PhoneOps Debt Service Coverage Ratio Program, (DSCR Program). This wonderful program is designed for:

Single-Family

2-4 Units

Condominiums

Site Condos

PUDS

Modular Homes

If you fall into one of the above, then our program is great for you. PhoneOps DSCR Program is only available for serious investors that are ready to move forward with a loan now!

PHONEOPS DSCR PROGRAM

IS AVAILABLE NATIONWIDE!

GUIDELINES:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$100K to $3M

LTV:

Up to 85%

Funding:

As soon as 10 days

Download the full Guidelines to better understand if your project is a good fit:

MINIMUM REQUIREMENTS:

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Social Security number

* Application Fee of $297

DSCR Loan – Online Application

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