100% Financing Program

First Name & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county: (Where you currently live)

How long have you lived at this address? If less than 2 years, provide previous address including city, state, zip and date moved in.

Address Type:

Own

Rent

Live with Family

How much do you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Divorced

Widow

Date of Birth:

Social Security Number: (We must pull your credit)

Estimated Credit Score:

Borrower Ethnicity:

Hispanic or Latino

Not Hispanic or Latino

Borrower Race:

List the names and ages of all dependents. (If none, put N/A)

Purchase Price:

Upload Sale's Contract here:

Full address of the property including City, State & Zip: (If none, put N/A)

Total Square Footage:

Total Units:

Annual Taxes:

Annual Property Insurance:

Do you have paystubs, tax returns?

Yes, I have paystubs and tax returns

No, I have 1099 and tax returns

No, but I have 12 months of bank statements

No, I have SSI income

Do you have your closing cost? (Close to 1st, last & Security when renting)

No, not yet

Yes, I have my closing cost

Are you a 1st time Homebuyer?

Yes, I am a 1st time Homebuyer

No, I owned a home before but not in the past 3yrs

The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Job Title: (Do not put CEO or President, put the actual job title)

5. Start Date:

6. Monthly Income:

7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:

8. Company's Website:

9. EIN:

10. List all Owners and percentage of ownership: (Must equals to 100%)

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

There will be a one-time Tri-Merge Credit Report fee of $57 & you’ll be re-directed to the site to pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay $57 after completing this application

NOTE: If your credit is locked, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $57. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

This completes the Application. Please Rate your opinion:

1-Too long

2-It was fine. Not too long

3-Anxious in getting approved

4-Excited, Lets get the 3-Step Process complete!

Enter the name of the person that sent you to this site to place your file as "Priority".

Checking this box means you agree to our terms which are: 1: You willingly applied online to one of PhoneOps mortgage loan programs and will complete the 3-Step Process for potential loan approval. 2: You agree that PhoneOps must pull your credit. 3. You agree that your credit is unlocked. 4. You agree that the one-time Tri-Merge Credit Report fee of $57 is NON REFUNDABLE.

Human Check

3 + 0 =

100% FINANCING PROGRAM

ATTENTION RENTERS!

You were invited to our website to take advantage of our 100% Financing Program. PhoneOps 100% Financing Program is designed for those who:

Tired of Renting

Low Downpayment Funds

Done with Slumlords

If you fall into at least one of the above and you want to finally own your own home, this makes you a 1ST TIME HOMEBUYER! Stop paying your Landlord’s mortgage and take ownership in your own home.

PHONEOPS 100% FINANCING PROGRAM FOR

1ST TIME HOMEBUYERS IS AVAILABLE IN THE FOLLOWING STATES:

FL, PA & TX

GUIDELINES:

This program has standard guidelines and here’s just a few:

Loan Amounts:

$100k to $450k

Term:

20yr – 30yr

Minimum FICO: 600

(580 at a higher rate)

Must have Income

(Paystubs, Tax Returns, etc)

Must have

Closing Cost

Funding:

As soon as 14 days

MINIMUM REQUIREMENTS:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver’s License or State ID

* Must have a Checking Account

* A Social Security number

100% Financing – Online Application

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