VOE Only Program



You have been invited to take advantage of PhoneOps VOE Only Program. This wonderful program is designed for Individuals that:

Doesn't want to
use Tax Returns

Doesn't want to
submit Paystubs

Want minimal


If you fall into at least one of the above, then our program is great for you. PhoneOps VOE Only Program is an awesome program for you.


This program has specific guidelines. View below:

As low as
500 FICO

Max 95% LTV
based on Credit

Max 80% LTV
For Cash Out


Home Buyers Allowed

Minimum Loan Amount:

Owner Occupied Only


Arm, Fixed &
Interest Only

Close as quickly
as 21 days!



* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $45

* Passport

* A Checking Account

* A valid Social Security Card



We are extremely busy with our awesome programs so our time is limited. Only complete this online application if you are really serious in PhoneOps VOE Only Program and ready to move forward after completion. Once your application has been submitted, you'll be re-directed to our Check List Page. There you'll go to and download the VOE Only Check List and start uploading your documents to our site. We'll work hard in getting you pre-approved then assign you to a Licensed Real Estate Agent for showing in a timely manner.

"PhoneOps VOE Only Program" Online Application



©2005-2023 PhoneOps Funding, LLC NMLS# 1491394