VOE Only Program

First & Last Name

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

If you are "Renting", put your Landlord's information here including Full Name, Address, Contact Number & Fax Number: (If you don't pay rent, put 1. Pay Mortgage or 2. No Rent, Live With Family Member)

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number:

Borrower Race:

Number of years you completed school including college:

Number of dependents:

Ages of all dependents:

Zip Code or City & State where property will be located:

How many bedrooms?

Did you already find a property?

No

Yes

If yes, enter the full address including the city, state, zip & county:

If yes, provide details about the situation such as contact info for Current Owner, if Owner will pay Seller Assist, etc:

Employment Status:

VOE - 1yr Same Employer

VOE- 2yr Same Employer

VOE - Multiple Employers

The next 9 QUESTIONS is for Employment: ~ ~ 1. Full Name of Employer:

2. Full address including City, State & Zip:

3. Contact number:

4. Fax Number:

5. Job Title:

6. Start Date:

7. Monthly Income:

9. If so, how much? (Put the type and the amount next to it per line or put N/A if this doesn't apply to you) INCLUDE ALL OTHER INCOME HERE!

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Are you a First Time Home Buyer?

No

Yes

Do you currently have your down payment? (5% to 15% of the sale's price)

No

Yes

My Borrower/Co-Borrower has the Down Payment

Name of your bank where you hold the Down Payment?

Do you currently have your Earnest Money Deposit (EMD) to take the property off the market?

No

Yes

My Borrower/Co-Borrower has the EMD

Do you pay child support?

No

Yes

CO-BORROWER'S SECTION: If there's no Co-Borrower, SKIP THIS PAGE! ~ ~ Co-Borrower's Full Name:

Contact Number:

Email Address:

Date of Birth:

Social Security Number: (We must pull your credit)

Do you receive any of the following? (Check all that apply)

SSD

SSI

Alimony

Pension

Child Support

Cash Assistants

Other

I do not receive any benefits

If so, how much? (Put the type and the amount next to it per line) INCLUDE ALL OTHER INCOME HERE!

Your total monthly income:

There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, invoice me for 1 borrower: $45

Yes, invoice me for 2 borrowers: $90

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked for at least 5 days to avoid paying another Invoice Fee of $45 per person. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my/our Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

This completes the Application. Please Rate your opinion:

1-Boring

2-Too long

3-It was fine. Not too long

4-Anxious in getting Pre-Approved

5-Excited, would like for someone to call me ASAP!

Checking this box means you agree to our terms which are: 1. You agree that we must pull your credit. 2. You agree that your credit is unlocked. 3. You agree and understand that the $45 per person fee is non-refundable.

Yes, I agree and understand. Please proceed!

7 + 3 =

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