You were invited to our website to get Pre-Approved for our "Refinance Program". PhoneOps " Refinance Program" is designed for:

Low Income

Fixed Income

Great Income




Self Employed

W2 Employee

Want to lower your mortgage payments




Poor Credit

OK Credit

Want cash for upgrades or pay off bills



If you fall into one of the above, then our program is great for you. PhoneOps "Refinance Program" is a wonderful program that is suitable for anyone that applies.


Guidelines: This program has standard guidelines. View below:

Loan Amounts from $15K to $5M

Loan Terms: 10yr to 30yr

Rates as low as 3.5%

Up to 97% LTV

As low as 500 FICO

No Prepayment Penalty

Manufactured Homes

Owner Occupied (OO)

Non Owner Occupied (NOO)

Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number



We are extremely busy with our awesome programs so our time is limited. Only complete this online application if you are really serious in PhoneOps Refinance Program and ready to move forward after completion. Once your application has been submitted, you'll be re-directed to our Checklist Page. There you'll go to and download the Refinance Checklist and start uploading your documents to our site. We'll work hard in getting you pre-approved in a timely manner.

"Refinance Loan" Online Application


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