Non Prime




You were invited to our website to get Pre-Approved for our "Non Prime Program". PhoneOps "Non Prime Program" is designed for individuals that:

Need a loan that has no Government Lending Standards

Suffered from an Economic Event

Need to use Alternative Documentation




Need Debt Consolidation

Have a property with Negative Equity

And More...


If you fall into one of the above, then our program is great for you. PhoneOps "Non Prime Program" is a nationwide program.


Guidelines: This program has standard guidelines. View below:

Loan Amounts from $75K to $3M

Loan Terms: 10yr to 30yr

Rates: 4% to 9%




Up to 90% LTV

Up to 85% for Combo Loans

500+ FICO




No PPP for OO & 2nd Homes

Bankruptcy Payoff Available

Close as soon as 3 weeks

Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number


"Non Prime" Online Application

5 + 0 =

©2005-2023 PhoneOps Funding, LLC NMLS# 1491394