Non Prime

nonprime

NON PRIME FUNDING

You were invited to our website to get Pre-Approved for our "Non Prime Program". PhoneOps "Non Prime Program" is designed for individuals that:

Need a loan that has no Government Lending Standards

Suffered from an Economic Event

Need to use Alternative Documentation

Need Debt Consolidation

Have a property with Negative Equity

And More...

If you fall into one of the above, then our program is great for you. PhoneOps "Non Prime Program" is a nationwide program.

Guidelines: This program has standard guidelines. View below:

Loan Amounts from $75K to $3M

Loan Terms: 10yr to 30yr

Rates: 4% to 9%

Up to 90% LTV

Up to 85% for Combo Loans

500+ FICO

No PPP for OO & 2nd Homes

Bankruptcy Payoff Available

Close as soon as 3 weeks

Minimum Requirements:

* Must be able to show proof of income

* Application Fee ~~$295 WAIVED~~

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number

"Non Prime" Online Application

Your Name:

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Date of Birth:

Social Security Number:

Borrower Ethnicity:

Hispanic or Latino

Not Hispanic or Latino

Borrower Race:

Number of years you completed school including college:

Number of dependents:

Ages of all dependents:

Requested Loan Amount:

Loan Purpose:

Purchase

Refinance

Did you already find a property?

Yes

If yes, enter the full address including the city, state, zip & county:

Property will be:

Primary

Secondary

Investment

Employment Status:

Employed

Self Employed

Don't work

If employed, full Name of Employer or Business Name:

Job Title:

Start Date:

Monthly Income:

Do you receive SSI, SSD or any Pension?

Yes

If so, how much per month?

Do you receive any other type of monthly income?

Yes

If so, how much per month?

This next section is numbered from 1 to 22 and needs to be answered by the Co-Borrower ONLY. Answer accordingly then proceed:

No, there is no Co-Borrower so I will skip this section

Yes, there is a Co-Borrower and this section will be completed

1. Co-Borrower's Full Name:

2. Contact Number:

3. Email Address:

4. Full address including city, state, zip & county:

5. How long have you lived at this address?

6. Address Type: (1. Own 2. Rent 3. Live with Borrower)

7. How much you pay per month in rent or mortgage?

8. Marital Status:

9. Date of Birth:

10. Social Security Number:

11. Number of years you completed school including college:

12. Number of dependents:

13. Ages of all dependents:

14. Employment Status: (1. Employed 2. Self-employed 3. Don't work)

15. If employed, full Name of Employer or Business Name:

16. Job Title:

17. How long you worked at this job?

18. Monthly income at this job?

19. Do you receive SSI, SSD or any pension?

20. If so, how much per month?

21. Co-Borrower Ethnicity:

22. Co-Borrower Race:

Are you and/or Co-Borrower a First Time Home Buyer?

Yes

Do you currently have your Earnest Money Deposit? (Normally around $1,000)

Yes

Do you currently have your down payment? (10% to 15% of the sale's price)

Yes

Do you or Co-Borrower pay child support?

Yes

Provide a detailed scenario why you want a loan:

If purchase request & you already found the house, provide details about the situation, current owner, etc:

If refinance, provide year acquired, original cost, existing lien, current interest rate, appraised value and purpose of refinance:

There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, invoice me for 1 borrower: $45

Yes, I will pay for 2 borrowers: $90

Enter the name of the person that sent you to this site to place your file as "Priority".

For security purposes, answer math question:

5 + 0 =

Non Prime

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