No Doc

nodoc

NO DOC FUNDING

You were invited to our website to get Pre-Approved for our "Do Doc Program". Yes, PhoneOps has a true "NO DOC Program" that needs:

NO Income

NO Reserves

NO Ratios

No TRID

No Closing Disclosure

No 3-day Right of Rescission

No Lender Points

640+ FICO - 560 FICO: Lite Doc

25% Down Payment

If you fall into everything that's listed above, then our program is great for you. PhoneOps "No Doc Program" is a nationwide program.

Guidelines: This program has standard guidelines. View below:

Loan Amounts from $100K to $2M

Loan Terms: 10yr to 30yr

Rates: 6% to 10%

2yrs from Bankruptcy

2yrs from Foreclosure

2yrs from Short Sale

Foreign Nationals Okay

Investment Properties Only

Close as soon as 14 days

Minimum Requirements:

* Must be able to show proof of income

* Application Fee ~~$295 WAIVED~~

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number

"No Doc Loan" Online Application

Full Name:

Contact Number:

E-mail address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

How much you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Date of Birth:

Social Security Number:

Borrower Ethnicity:

Hispanic or Latino

Not Hispanic or Latino

Borrower race:

Requested Loan Amount:

Loan purpose:

Purchase

Refinance

Did you already find a property?

Yes

If yes, enter the full address including the city, state, zip & county:

Property will be:

Primary

Secondary

Investment

This next section is numbered from 1 to 15 and needs to be answered by the Co-Borrower ONLY. Answer accordingly then proceed:

No, there is no Co-Borrower so I will skip this section

Yes, there is a Co-Borrower and this section will be completed

1. Co-Borrower's full Name:

2. Contact Number:

3. Email address:

4. Full address including city, state, zip & county:

5. How long have you lived at this address?

6. Address Type: (1. Own 2. Rent)

7. How much you pay per month in rent or mortgage?

8. Marital Status:

9. Date of Birth:

10. Social Security Number:

11. Number of years you completed school including college:

12. Number of dependents:

13. Ages of all dependents:

14. Co-Borrower Ethnicity:

15. Co-Borrower race:

Investor Status:

1st Time Investors

Currently have Investment Properties

Had Investment Properties before

Do you currently have your Earnest Money Deposit? (Normally around $1,000)

Yes

This is a Refi

Do you currently have your down payment? (25% of the sale's price)

Yes

This is a Refi

Provide a detailed scenario why you want a loan:

If purchase request & you already found the house, provide details about the situation, current owner, etc:

If refinance request, provide year acquired, original cost, existing lien, current interest rate, appraised value and purpose of refinance:

There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, I will pay for 1 borrower: $45

Yes, I will pay for 2 borrowers: $90

Enter the name of the person that sent you to this site to place your file as "Priority".

For security purposes, answer math question:

4 + 3 =

No Doc

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