No Doc




You were invited to our website to get Pre-Approved for our "Do Doc Program". Yes, PhoneOps has a true "NO DOC Program" that needs: 

NO Income

NO Reserves

NO Ratios





No Closing Disclosure

No 3-day Right of Rescission




No Lender Points

640+ FICO - 560 FICO: Lite Doc

25% Down Payment

If you fall into everything that's listed above, then our program is great for you. PhoneOps "No Doc Program" is a nationwide program.


Guidelines: This program has standard guidelines. View below:

Loan Amounts from $100K to $2M

Loan Terms: 10yr to 30yr

Rates: 6% to 10%




2yrs from Bankruptcy

2yrs from Foreclosure

2yrs from Short Sale




Foreign Nationals Okay

Investment Properties Only

Close as soon as 14 days

Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number


"No Doc Loan" Online Application

4 + 3 =

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