NIVA Program

First Name:

Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

If you are "Renting", put your Landlord's information here including Full Name, Address, Contact Number & Fax Number: (If you don't pay rent, put 1. Pay Mortgage or 2. No Rent, Live With Family Member)

How much you pay per month in rent or mortgage?

Date of Birth:

Social Security Number:

Borrower Race:

Number of years you completed school including college:

Number of dependents:

Ages of all dependents:

Loan Purpose:

Purchase

Refinance

Zip Code or City & State where property will be located:

How many bedrooms you want?

Did you already find the property?

No

Yes

If yes, enter the full address including City, State & Zip:

If you already found the property, provide details about the situation, current owner, etc:

If Refinance, what month & year you acquired the property? (If not a refinance, skip this page)

Original Cost:

Existing lien:

Current Interest Rate:

Estimated appraised value: (Go to Zillow.com to get a Zestimate)

Purpose of Refinance:

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Do you currently have your down payment? (at least 20% of the sale's price)

No

Yes

My Borrower/Co-Borrower has the Down Payment

Name of your bank where you hold the Down Payment?

Do you currently have your Earnest Money Deposit (EMD) to take the property off the market?

No

Yes

My Borrower/Co-Borrower has the EMD

Do you pay child support?

No

Yes

There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & you’ll be re-directed to the site pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, invoice me for 1 borrower: $45

Yes, I will pay for 2 borrowers: $90

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked for at least 5 days to avoid paying another Invoice Fee of $45. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

This completes the Application. Please Rate your opinion:

1-Boring

2-Too long

3-It was fine. Not too long

4-Anxious in getting Pre-Approved

5-Excited, would like for someone to call me ASAP!

Checking this box means you agree to our terms which are: 1. You agree that we must pull your credit. 2. You agree that your credit is unlocked. 3. You agree and understand that the $45 is non-refundable.

Yes, I agree and understand. Please proceed!

6 + 9 =

Contact PhoneOps Today!

Connect With Us