NINA Program



You have been invited to take advantage of PhoneOps No Income, No Assets Program, (NINA Program). This wonderful program is designed for Investors that:

Doesn't want to use Tax Returns

Doesn't want to provide W2's

Doesn't want to provide 1099's


Doesn't have your P & L's

Don't want to gather a lot of Bank Statements

Property already collecting Rents


If you fall into at least one of the above, then our program is great for you. PhoneOps NINA Program is an awesome program.


This program has specific guidelines. View below:

As low as 600 FICO

Non Owner Occupied Only!

Max 80% LTV
based on DSCR


No Cap on number of financed properties

Minimum Loan Amount:

Maximum Loan Amount:
$10 Million

Arms, Fixed & IO Available

1-4 Units, Townhomes, Warrantable Condos

Close as quickly as 10 days!



* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $45

* Passport or Driver's License

* A Checking Account

* A valid Social Security Card



We are extremely busy with our awesome programs so our time is limited. Only complete this online application if you are really serious in PhoneOps NINA Program and ready to move forward after completion. Once your application has been submitted, you'll be re-directed to our Check List Page. There you'll go to and download the NINA Check List and start uploading your documents to our site. We'll work hard in getting you pre-approved then assign you to a Licensed Real Estate Agent for showing in a timely manner.

"PhoneOps NINA Program" Online Application



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