CLTV Program
Finally, a program that brings Sellers & Buyers together to get more Income-Producing properties sold!
Guidelines:
Loan Amounts: $100K to $7M
Term on 1st Loan: 30yr Fixed
Min FICO: 650+
Click on the CLTV Guideline Logo for full Guidelines
First Name & Last Name:
Contact Number:
Email Address:
Full address including city, state, zip & county: (Where you currently live)
How long have you lived at this address? If less than 2 years, provide previous address including city, state, zip and date moved in.
Address Type:
Own
Rent
How much you pay per month in rent or mortgage?
Marital Status:
Married
Unmarried
Separated
Divorced
Widow
Date of Birth:
Social Security Number: (We must pull your credit)
Borrower Ethnicity:
Hispanic or Latino
Not Hispanic or Latino
Borrower Race:
List the names and ages of all dependents. (If none, put N/A)
Purchase Price:
Upload Sale's Contract here:
Full address of the property including City, State & Zip: (If none, put N/A)
Property Type: (Zoned As)
2-4 Units
5+ Units
Mix-Use
Commercial
No property yet, just want see what I qualify for
Total Square Footage:
Total Units:
Annual Taxes:
Annual Property Insurance:
Monthly HOA: (If none, put N/A)
CLTV Split you want to get approved for:
<$1M: 75/15/10 Split
>$1M: 70/20/10 Split
Commercial: 70/20/10 Split
Retail: 50/50 Split
Do you have your down payment plus closing cost?
Yes, I have 15% Seller 2nd and my 10% down payment plus closing cost
Yes, I have 20% Seller 2nd and my 10% down payment plus closing cost
Yes, I have 50% Seller 2nd plus my closing cost
I need a PhoneOps 2nd and yes, I have my 10% down
How many properties do you currently own? (If none, put N/A)
Employment Status:
Employed - W2
Employed - 1099
Business Owner
The next 10 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:
2. Full address including City, State & Zip:
3. Contact number:
4. Job Title: (Do not put CEO or President, put the actual job title)
5. Start Date:
6. Monthly Income:
7. If you own your own business, complete this page, if not, go to the next page: Enter the state of Incorporation your company is registered in:
8. Company's Website:
9. EIN:
10. List all Owners and percentage of ownership: (Must equals to 100%)
Provide a FULL Scenario on what you are in need of doing, how much it will cost, etc:
NOTE 1: There will be a one-time Tri-Merge Credit Report fee of $88 & you’ll be re-directed to the site to pay after completion of this application. PhoneOps has to pull your credit to see what you qualify for. Do you understand?
Yes, I will pay $88 after completing this application
NOTE 2: If your credit is locked, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked until we pull your credit to avoid paying another fee of $88. Do you understand?
Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit
Enter the name of the person that sent you to this site to place your file as "Priority".
Human Check
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