100% CLTV Program 


THIS IS A LANDLORD'S MARKET

PhoneOps 100% CLTV Program is a 

NATIONWIDE PROGRAM

FREE INSIDER ACCESS

FINALLY, A PROGRAM THAT BRINGS SELLERS & BUYERS TOGETHER TO GET MORE APARTMENT BUILDINGS SOLD!

100% CLTV Program:

CLTV means Combined Loan to Value. Using this program, the Lender will do a 1st lien up to an LTV percentage, the Seller will do a 2nd lien up to an LTV percentage and if anything is left, the Borrower would pay the rest as a down payment. If nothing is left, the Borrower would get 100% financing plus closing cost.


There are many different CLTV Splits: 


80% Lender

10% Seller

10% down for Borrower

= 100% CLTV



70% Lender

30% Seller

0% down for Borrower

= 100% CLTV


75% Lender

15% Seller

10% down for Borrower

= 100% CLTV

 

65% Lender

35% Seller

0% down for Borrower

= 100% CLTV


65% Lender

25% Seller

10% down for Borrower

= 100% CLTV

 

60% Lender

40% Seller

0% down for Borrower

= 100% CLTV




Properties Allowed:

Apartment Buildings

Mix-Use Properties

Multi-Family Package Deals


Properties Not Allowed: 

Raw Land

Owner Occupied Properties

Properties that need extreme repair


Guidelines:

* MIN FICO: 350 & up

* Loan amount: $100K to $100M

* Rate: 9.5% to 17% - Depends on credit

* 1yr – Interest Only

* An Appraisal will be needed

* Close within 5 days 


Minimum Requirements:

* A Social Security card

* Application Fee $395 WAIVED

* Must have a Checking Account

* A valid Driver’s License or State ID

* A Tri-Merge Credit Report fee of $45

* Must be able to show proof of closing cost

Presented to you by: Aleeyah Hadnot

Commercial Loan Officer

AleeyahC2@gmail.com

267-216-8397

100% CLTV Loan Application