You were invited to our website to get Pre-Approved for our Construction Program. PhoneOps Construction Program is designed for:

Single Family dwellings

2 to 4 Units

Multi-Family (5+ Units)


Hotels / Motels


Retail / Office Buildings



Daycare Centers

And More...


If you fall into one of the above, then our program is great for you. PhoneOps Construction Program is a nationwide program.

Guidelines: This program has standard guidelines. View below:

From $50K to $500M

Up to 100% LTV
For Owner Occupants

Up to 85% LTV
For Investors


620 Mid FICO
For OO

350 Mid FICO

1st Time Homebuyers Welcome


Up to 30yr Term

Owner Occupied Residential

Close as soon as 10 days
(case by case)


Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number



We are extremely busy with our awesome programs so our time is limited. Only complete this online application if you are really serious in PhoneOps Construction Program and ready to move forward after completion. Once your application has been submitted, you'll be re-directed to our Check List Page. There you'll go to and download the Construction Check List and start uploading your documents to our site. We'll work hard in getting you pre-approved then we will assign you to a Licensed Real Estate Agent for showing in a timely manner.

"Construction Loan" Online Application


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