Qualified Mortgage Loans


The following QM programs are available only in the state of Florida


In order to get a loan through PhoneOps:

* Click the photo of the program you want to apply to

* Read the program details then apply online

* After completion, you’ll be redirected to pay for your credit report

* Pay your invoice then come back to this site

Go back to the program you just applied to, click Checklist to download. These documents are required to get pre-approved for a loan

* Click File Submission to upload all required documents that’s on the Checklist



PhoneOps has 3-Step Process that can be completed same day if you follow the few steps above.


Cut Off time is 3pm est for same day approvals. Remember, we can only go as fast as you!






All programs are subject to change without notice.


Check periodically for updates.