You were invited to our website to get Pre-Approved for our Purchase Home Program. PhoneOps Purchase Home Program is designed for individuals with:

Low Income

Fixed Income

Great Income

Self Employed

W2 Employee

1st, 2nd & 3rd time Home Buyers


Poor Credit

OK Credit

Great Credit

If you fall into one of the above, then our program is great for you. PhoneOps Purchase Home Program is a wonderful program that is suitable for anyone that applies.


GUIDELINES: This program has standard guidelines. View below:

Loan Amounts from $15K to $5M

Loan Terms: 10yr to 30yr

Rates as low as 4.5%


3.5% Down
Going FHA

3% to 5% Down
Going Conventional

$0 Down
Going USDA


$0 Down
Going VA

$100 Down
Going HUD Program

As low as 500 FICO


Manufactured Homes

Owner Occupied (OO)

Non Owner Occupied (NOO)


* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $57

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number



We are extremely busy with our awesome programs so our time is limited. Only complete this online application if you are really serious in PhoneOps Purchase Home Loan Program and ready to move forward after completion. Once your application has been submitted, you'll be re-directed to our Check List Page. There you'll go to and download the Purchase Check List and start uploading your documents to our site. We'll work hard in getting you pre-approved then we will assign you to a Licensed Real Estate Agent for showing in a timely manner.

"Purchase Home Loan" Online Application