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Purchase


PURCHASE HOME FUNDING

 
 
 

You were invited to our website to get Pre-Approved for our "Purchase Home Program". PhoneOps "Purchase Home Program" is designed for individuals with:
 
 

Low Income

Fixed Income

Great Income

 

 

 

Self Employed

W2 Employee

1st, 2nd & 3rd time Home Buyers

 

 

 

Poor Credit

OK Credit

Great Credit

 

 

If you fall into one of the above, then our program is great for you. PhoneOps "Purchase Home Program" is a wonderful program that is suitable for anyone that applies.

 

 

If you are a "1st Time Home Buyer" and after getting pre-approved through PhoneOps, we'll provide you with the information needed to register for the 1st Time Home Buyer's class that is nearest to you. It's a 1-day class and upon completion, you'll receive a certificate that's good for up to a year. The program will pay most if not all of your closing cost, that's up to $15,000 they will pay towards your closing cost
AS LONG AS YOU HAVE YOUR DOWN PAYMENT!

 
 
 
 
 

Guidelines: This program has standard guidelines. View below:

 
 

Loan Amounts from $15K to $5M

Loan Terms: 10yr to 30yr

Rates as low as 3.5%

 
 
 

3.5% Down FHA

3% to 5% Down Conventional

USDA 102% LTV

 
 
 

HUD $100 Down

As low as 500 FICO

No Prepayment Penalty

 
 
 

Manufactured Homes

Owner Occupied (OO)

Non Owner Occupied (NOO)
 
 
 
 
 

Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number

 
 
 
 
 
 

SERIOUS ONLY:

We are extremely busy with our awesome programs so our time is limited. Only complete this online application if you are really serious in PhoneOps Purchase Home Loan Program and ready to move forward after completion. Once your application has been submitted, you'll be re-directed to our Check List Page. There you'll go to and download the Purchase Check List and start uploading your documents to our site. We'll work hard in getting you pre-approved then we will assign you to a Licensed Real Estate Agent for showing in a timely manner.
 
 
 
 
 
 

"Purchase Home Loan" Online Application
 

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