Purchase

PURCHASE HOME FUNDING

You were invited to our website to get Pre-Approved for our "Purchase Home Program". PhoneOps "Purchase Home Program" is designed for individuals with:

Low Income

Fixed Income

Great Income

Self Employed

W2 Employee

1st, 2nd & 3rd time Home Buyers

Poor Credit

OK Credit

Great Credit

If you fall into one of the above, then our program is great for you. PhoneOps "Purchase Home Program" is a wonderful program that is suitable for anyone that applies.

If you are a "1st Time Home Buyer" and after getting pre-approved through PhoneOps, we'll provide you with the information needed to register for the 1st Time Home Buyer's class that is nearest to you. It's a 1-day class and upon completion, you'll receive a certificate that's good for up to a year. The program will pay most if not all of your closing cost, that's up to $15,000 they will pay towards your closing cost
AS LONG AS YOU HAVE YOUR DOWN PAYMENT!

Guidelines: This program has standard guidelines. View below:

Loan Amounts from $15K to $5M

Loan Terms: 10yr to 30yr

Rates as low as 3.5%

3.5% Down FHA

3% to 5% Down Conventional

USDA 102% LTV

HUD $100 Down

As low as 500 FICO

No Prepayment Penalty

Manufactured Homes

Owner Occupied (OO)

Non Owner Occupied (NOO)

Minimum Requirements:

* Must be able to show proof of income

* Application Fee ~~$295 WAIVED~~

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number

SERIOUS ONLY:

We are extremely busy with our awesome programs so our time is limited. Only complete this online application if you are really serious in PhoneOps Purchase Home Loan Program and ready to move forward after completion. Once your application has been submitted, you'll be re-directed to our Check List Page. There you'll go to and download the Purchase Check List and start uploading your documents to our site. We'll work hard in getting you pre-approved then we will assign you to a Licensed Real Estate Agent for showing in a timely manner.

"Purchase Home Loan" Online Application

Your First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

If you are "Renting", put your Landlord's information here including Full Name, Address, Contact Number & Fax Number: (If you don't pay rent, put 1. Pay Mortgage or 2. No Rent, Live With Family Member)

How much you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Divorced

Date of Birth:

Social Security Number:

Borrower Ethnicity:

Hispanic or Latino

Not Hispanic or Latino

Borrower Race:

Number of years you completed school including college:

Number of dependents:

Ages of all dependents:

Sale's Price Range: ("$50,000 to $100,000" or "Up to $150,000")

State you would like to live in:

How many bedrooms?

Did you already find a property?

Yes

If yes, enter the full address including the city, state, zip & county:

Employment Status:

Employed

Self Employed

Don't work

The next 9 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Fax Number:

5. Job Title:

6. Start Date:

7. Monthly Income:

8. Do you receive any of the following? (Check all that apply)

SSI

SSD

Pension

Alimony

Child Support

Cash Assistants

Other

I Do not receive any benefits

9. If so, how much? (Put the type and the amount next to it per line or put N/A if this doesn't apply to you) INCLUDE ALL OTHER INCOME HERE!

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Are you a First Time Home Buyer?

Yes

Do you currently have your down payment? (3.5% to 10% of the sale's price)

Yes

My Borrower/Co-Borrower has the Down Payment

Name of your bank where you hold the Down Payment?

Do you currently have your Earnest Money Deposit (EMD)? (Normally around $1,000 - This is to take the property off the market & not show it to anyone else)

Yes

My Borrower/Co-Borrower has the EMD

Do you pay child support?

Yes

If you already found the house, provide details about the situation, current owner, etc: (Put N/A if this doesn't apply to you)

There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & an Invoice will be e-mailed to you. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, invoice me for 1 borrower: $45

NOTE: If your credit is lock, you must unlock your credit from all 3 Credit Bureaus after you pay your invoice & keep it unlocked for at least 5 days to avoid paying another Invoice Fee of $45. Do you understand?

No, Disregard my Application

Yes, all 3 Credit Scores are Unlocked. PhoneOps may pull my Credit

Enter the name of the person that sent you to this site to place your file as "Priority".

For security purposes, answer math question:

6 + 5 =

Purchase

Contact PhoneOps Today!

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