Purchase

PURCHASE HOME FUNDING

You were invited to our website to get Pre-Approved for our "Purchase Home Program". PhoneOps "Purchase Home Program" is designed for individuals with:

Low Income

Fixed Income

Great Income

Self Employed

W2 Employee

1st, 2nd & 3rd time Home Buyers

Poor Credit

OK Credit

Great Credit

If you fall into one of the above, then our program is great for you. PhoneOps "Purchase Home Program" is a wonderful program that is suitable for anyone that applies.

If you are a "1st Time Home Buyer" and after getting pre-approved through PhoneOps, we'll provide you with the information needed to register for the 1st Time Home Buyer's class that is nearest to you. It's a 1-day class and upon completion, you'll receive a certificate that's good for up to a year. The program will pay most if not all of your closing cost, that's up to $15,000 they will pay towards your closing cost
AS LONG AS YOU HAVE YOUR DOWN PAYMENT!

Guidelines: This program has standard guidelines. View below:

Loan Amounts from $15K to $5M

Loan Terms: 10yr to 30yr

Rates as low as 3.5%

3.5% Down FHA

3% to 5% Down Conventional

USDA 102% LTV

HUD $100 Down

As low as 500 FICO

No Prepayment Penalty

Manufactured Homes

Owner Occupied (OO)

Non Owner Occupied (NOO)

Minimum Requirements:

* Must be able to show proof of income

* Application Fee ~~$295 WAIVED~~

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number

"Purchase Home Loan" Online Application

Your First & Last Name:

Contact Number:

Email Address:

Full address including city, state, zip & county:

How long have you lived at this address?

Address Type:

Own

Rent

If you are "Renting", put your Landlord's information here including Full Name, Address, Contact Number & Fax Number: (If you don't pay rent, put 1. Pay Mortgage or 2. No Rent, Live With Family Member)

How much you pay per month in rent or mortgage?

Marital Status:

Married

Unmarried

Separated

Divorced

Date of Birth:

Social Security Number:

Borrower Ethnicity:

Hispanic or Latino

Not Hispanic or Latino

Borrower Race:

Number of years you completed school including college:

Number of dependents:

Ages of all dependents:

Sale's Price Range: ("$50,000 to $100,000" or "Up to $150,000")

State you would like to live in:

How many bedrooms?

Did you already find a property?

Yes

If yes, enter the full address including the city, state, zip & county:

Employment Status:

Employed

Self Employed

Don't work

The next 9 QUESTIONS is for Employment: (Put N/A if you don't work) 1. Full Name of Employer or Business Name:

2. Full address including City, State & Zip:

3. Contact number:

4. Fax Number:

5. Job Title:

6. Start Date:

7. Monthly Income:

8. Do you receive any of the following? (Check all that apply)

SSI

SSD

Pension

Alimony

Child Support

Cash Assistants

Other

I Do not receive any benefits

9. If so, how much? (Put the type and the amount next to it per line or put N/A if this doesn't apply to you) INCLUDE ALL OTHER INCOME HERE!

Is there a Co-Borrower?

No, there is no Co-Borrower

Yes, there is a Co-Borrower and he/she will complete their application next

Yes, I am the Co-Borrower & this is my application

If so, put their full name here or put N/A: (If you are the Co-Borrower, put the Borrower's full name here)

Are you a First Time Home Buyer?

Yes

Do you currently have your down payment? (3.5% to 10% of the sale's price)

Yes

My Borrower/Co-Borrower has the Down Payment

Name of your bank where you hold the Down Payment?

Do you currently have your Earnest Money Deposit (EMD)? (Normally around $1,000 - This is to take the property off the market & not show it to anyone else)

Yes

My Borrower/Co-Borrower has the EMD

Do you pay child support?

Yes

If you already found the house, provide details about the situation, current owner, etc: (Put N/A if this doesn't apply to you)

There will be a one-time Tri-Merge Credit Report fee of $45 per borrower & an Invoice will be e-mailed to you. PhoneOps has to pull your credit to see what you qualify for. Do you understand?

No, Disregard my Application

Yes, invoice me for 1 borrower: $45

Enter the name of the person that sent you to this site to place your file as "Priority".

For security purposes, answer math question:

3 + 7 =

Purchase

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