Bank Statement Program




You were invited to our website to get Pre-Approved for our "Bank Statement Program". PhoneOps "Bank Statement Program" is designed for individuals that:

Don't get W2's

May not get 1099's

Work "Under The Table"




Self Employed

Don't get paystubs

May not have filed Tax Returns

If you fall into one of the above, then our program is great for you. PhoneOps "Bank Statement Program" is a nationwide program.


Guidelines: This program has standard guidelines. View below:

Loan Amounts from
$50K to $5M

Loan Terms:
10yr to 30yr

4% to 9%




Up to 90% LTV

500+ FICO for NOO

580+ FICO for OO




Interest Only available

Self Employed and
1099 Borrowers Only

No more than 6 NSF's
in the past 12 months




Business Bank Statements
qualifies 75% of Deposits

Personal Bank Statements
qualifies 100% of Deposits

Close as soon as
2-3 weeks

Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number


"Bank Statement Loan" Online Application


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