Bank Statement Program

BANK STATEMENT PROGRAM

 
 
 

You were invited to our website to get Pre-Approved for our Bank Statement Program. PhoneOps Bank Statement Program is designed for individuals that:
 
 

Don't get W2's

May not get 1099's

Work "Under The Table"

 

 

 

Self Employed

Don't get paystubs

May not have filed Tax Returns
 
 
 

If you fall into one of the above, then our program is great for you. PhoneOps Bank Statement Program is a nationwide program.

 
 
 
 

DO YOU HAVE A LOT OF WRITE-OFFS ON YOUR TAX RETURNS?
 
There are many individuals that write off a lot when filing their tax returns in order to pay less in taxes; it's common BUT when it's time to purchase a property, that can really hurt you as it will not show that you profit enough just because you took a lost. Now with PhoneOps Bank Statement Program, you can write off all that you need to write off because PhoneOps doesn't need your tax returns, we just need your Bank Statements. You can't lose now!!!
 
 
 
 

GUIDELINES:
 
This program has standard guidelines. View below:
 
 

Loan Amounts from
$50K to $5M

Loan Terms:
10yr to 30yr

Rates:
4% to 9%

 

 

 

Up to 90% LTV

500+ FICO for NOO

580+ FICO for OO

 

 

 

Interest Only available

Self Employed and
1099 Borrowers Only

No more than 6 NSF's
in the past 12 months

 

 

 

Business Bank Statements
qualifies 75% of Deposits

Personal Bank Statements
qualifies 100% of Deposits

Close as soon as
2-3 weeks
 
 
 
 
 
 
 
 

Minimum Requirements:

* Must be able to show proof of income

* Application Fee $295 WAIVED

* A Tri-Merge Credit Report fee of $45

* A valid Driver's License or State ID

* Must have a Checking Account

* A Social Security number

 
 
 
 
 
 

"Bank Statement Loan" Online Application

 

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